Risk Considerations: Funds that invest in small capitalization companies are subject to higher volatility and less liquidity since small companies may have less products or limited resources compared to larger, more established companies. The Funds may also invest in exchange traded funds in which investors bear the extra costs of the underlying ETF funds. The Small Cap Advantage Fund may also invest in derivatives which tend to be more sensitive to market conditions, and foreign securities which are subject to greater volatility due to currency risk, political instability and differences in accounting standards.
To determine if the Fund is an appropriate investment for you, carefully consider the Fund's investment objectives, risks, charges and expenses. This and other information can be found in the Fund's prospectus, which can be obtained by calling 800.433.6884 or by visiting highmarkfunds.com. Read the prospectus carefully before investing. Mutual fund investing involves risks, including possible loss of principal.
HighMark Funds Distributors, Inc., an affiliate of BNY Mellon Distributors Inc., is the principal underwriter of the HighMark Funds. HighMark Capital Management, Inc., a registered investment adviser, is a wholly owned subsidiary of Union Bank, N.A. and serves as the investment adviser for HighMark Funds. Union Bank, N.A. is wholly owned by UnionBanCal Corporation. UnionBanCal Corporation is wholly-owned by The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a wholly-owned subsidiary of Mitsubishi UFJ Financial Group, Inc. (MUFG, NYSE:MTU), one of the world's largest financial organizations in market capitalization and deposit taking. NO BANK GUARANTEE, NOT FDIC INSURED, MAY LOSE VALUE. There is no guarantee that the Funds will meet their stated objectives.
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